Terms and Conditions of Service

Introduction and Agreement

Welcome to clarionexyva financial planning services. These Terms and Conditions govern your use of our website and subscription services. By accessing or using our services, you agree to be bound by these terms.

Please read these terms carefully before using our services. Your continued use constitutes acceptance of these terms.

Definitions and Key Terms

The following definitions apply throughout these terms:

  • Service: Our financial planning consultation and analysis services provided through monthly subscription
  • User/Client: Any individual who accesses or uses our services
  • Company: clarionexyva and its affiliates, employees, and authorized representatives
  • Content: All information, data, analysis, and materials provided through our services

Use of Our Services

By using our services, you agree to the following conditions:

Eligibility Requirements

You must be at least 18 years old and legally able to enter into contracts to use our services

Account Responsibility

You are responsible for maintaining the confidentiality of your account information and all activities under your account

Your Responsibilities as a User

As a user of our services, you agree to:

  • Provide accurate and complete information for all service requests
  • Maintain the security and confidentiality of your account credentials
  • Use our services only for lawful purposes and in accordance with these terms
  • Respect the intellectual property rights of clarionexyva and third parties

Prohibited Activities

You may not engage in any of the following activities:

  • Using our services for any illegal or unauthorized purpose
  • Transmitting harmful, offensive, or inappropriate content
  • Interfering with or disrupting our services or servers
  • Attempting to gain unauthorized access to our systems or data
  • Sending spam or unsolicited communications through our platform

Intellectual Property Rights

All content, trademarks, and intellectual property on our platform remain the property of clarionexyva or our licensors.

We grant you a limited, non-exclusive license to use our services for their intended purpose only.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect your data.

Service Disclaimers

Our services are provided on an "as is" basis without warranties of any kind, either express or implied.

We disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, clarionexyva shall not be liable for any indirect, incidental, special, or consequential damages.

Our total liability shall not exceed the amount paid by you for services in the 12 months preceding the claim.

User Indemnification

You agree to indemnify and hold harmless clarionexyva from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution Process

We are committed to resolving disputes fairly and efficiently:

Arbitration Agreement

Most disputes will be resolved through binding arbitration rather than court proceedings

Arbitration will be conducted under the rules of the American Arbitration Association

EU Online Dispute Resolution

EU consumers may access the Online Dispute Resolution platform for service-related complaints

The ODR platform facilitates resolution of disputes between consumers and businesses: Access EU ODR Platform

Arbitration Exceptions

Small claims court proceedings and certain legal actions are exempt from arbitration requirements

Service Termination

Either party may terminate the service relationship at any time with appropriate notice.

Upon termination, your access to services will cease, but certain provisions of these terms will survive.

Governing Law

These terms are governed by the laws of the United States and the state where our business is incorporated.

Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be posted on our website with an updated effective date.

Your continued use of our services after changes constitute acceptance of the modified terms.

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These terms, along with our Privacy Policy, constitute the entire agreement between you and clarionexyva regarding use of our services.

Contact Information

For questions about these terms or our services, please contact us using the information provided on our website.

Email: contact@clarionexyva.com

Phone: +1-348-382-816

Business Address: 1247 Financial District Boulevard, Chicago, IL

Last updated: August 15, 2025

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