Terms and Conditions of Service
Introduction and Agreement
Welcome to clarionexyva financial planning services. These Terms and Conditions govern your use of our website and subscription services. By accessing or using our services, you agree to be bound by these terms.
Please read these terms carefully before using our services. Your continued use constitutes acceptance of these terms.
Definitions and Key Terms
The following definitions apply throughout these terms:
- Service: Our financial planning consultation and analysis services provided through monthly subscription
- User/Client: Any individual who accesses or uses our services
- Company: clarionexyva and its affiliates, employees, and authorized representatives
- Content: All information, data, analysis, and materials provided through our services
Use of Our Services
By using our services, you agree to the following conditions:
Eligibility Requirements
You must be at least 18 years old and legally able to enter into contracts to use our services
Account Responsibility
You are responsible for maintaining the confidentiality of your account information and all activities under your account
Your Responsibilities as a User
As a user of our services, you agree to:
- Provide accurate and complete information for all service requests
- Maintain the security and confidentiality of your account credentials
- Use our services only for lawful purposes and in accordance with these terms
- Respect the intellectual property rights of clarionexyva and third parties
Prohibited Activities
You may not engage in any of the following activities:
- Using our services for any illegal or unauthorized purpose
- Transmitting harmful, offensive, or inappropriate content
- Interfering with or disrupting our services or servers
- Attempting to gain unauthorized access to our systems or data
- Sending spam or unsolicited communications through our platform
Intellectual Property Rights
All content, trademarks, and intellectual property on our platform remain the property of clarionexyva or our licensors.
We grant you a limited, non-exclusive license to use our services for their intended purpose only.
Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect your data.
Service Disclaimers
Our services are provided on an "as is" basis without warranties of any kind, either express or implied.
We disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
To the fullest extent permitted by law, clarionexyva shall not be liable for any indirect, incidental, special, or consequential damages.
Our total liability shall not exceed the amount paid by you for services in the 12 months preceding the claim.
User Indemnification
You agree to indemnify and hold harmless clarionexyva from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Dispute Resolution Process
We are committed to resolving disputes fairly and efficiently:
Arbitration Agreement
Most disputes will be resolved through binding arbitration rather than court proceedings
Arbitration will be conducted under the rules of the American Arbitration Association
EU Online Dispute Resolution
EU consumers may access the Online Dispute Resolution platform for service-related complaints
The ODR platform facilitates resolution of disputes between consumers and businesses: Access EU ODR Platform
Arbitration Exceptions
Small claims court proceedings and certain legal actions are exempt from arbitration requirements
Service Termination
Either party may terminate the service relationship at any time with appropriate notice.
Upon termination, your access to services will cease, but certain provisions of these terms will survive.
Governing Law
These terms are governed by the laws of the United States and the state where our business is incorporated.
Modifications to Terms
We reserve the right to modify these terms at any time. Changes will be posted on our website with an updated effective date.
Your continued use of our services after changes constitute acceptance of the modified terms.
Severability
If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.
Entire Agreement
These terms, along with our Privacy Policy, constitute the entire agreement between you and clarionexyva regarding use of our services.
Contact Information
For questions about these terms or our services, please contact us using the information provided on our website.
Email: contact@clarionexyva.com
Phone: +1-348-382-816
Business Address: 1247 Financial District Boulevard, Chicago, IL
Last updated: August 15, 2025
Version 2.1